Frequently Asked Questions

FAQs

As a professional broker, not only will we find you the right lender to solve your urgent financial needs, but also provide you with as much information regarding the loan you are going to take out.

To make sure you get the whole picture, we have collected some of the most asked questions by our previous customers. Whether it is your first time borrowing or not, this information will undoubtedly benefit you a lot.

What Is a Payday Loan?

As the name suggests, payday loans are a type of short-term loan that can provide financial relief until you get your next paycheck. These loans often come with a small amount and high interest.

How Much Can I Borrow From Get Payday Loan?

As a broker, we do not give you any funds. Instead, you can borrow as little as £50 or as much as £5,000 from our extensive network of reliable lenders.

Is Get Payday Loan Legit?

Get Payday Loan is an authorised broker based in the United Kingdom and only works with reputable lenders in the loan business. Our business is completely legit and trusted by customers across the country.

What Are the Eligibility Requirements to Get a Loan?

The eligibility requirements vary depending on the provider. However, most lenders will require you to meet the following:

  • Must be 18 years or older
  • Must be a U.K. resident
  • Must have an active bank account with a debit card
  • Must be salaried or with a regular source of income

Are My Personal Details Safe?

Your personal details are secured with bank-level encryption. In no way will we keep a record of your information or share it with any third parties other than the lenders you're connected with.

Will You Perform Credit Checks on Me?

Get Payday Loan is a broker. So, we don’t perform any credit checks on your accounts. However, our partner lenders may perform credit checks as part of the legal loaning process to discern whether you can repay the loan.

What If I Can’t Repay My Loan?

Late repayment policy can vary from one lender to another. If you can’t repay your loan on time, it’s advisable to communicate with your lender. Your lender will guide you through other repayment options you could consider to meet your obligations.

How Long Does It Take To Submit My Loan Details and Get Funds?

Our online loan submission process is fast and easy. Typically, it should take you a few minutes to submit your details. Then our lenders will review your information and also communicate with you about your loan decision. Once approved, Money will be sent to your bank account within the same day or the next business day. Some lenders process funds faster, and they can credit your account in minutes.

Do I Need a Guarantor for My Loan?

No, you do not need a guarantor. Most lenders in our network will offer you the cash based on your current income, personal circumstances and other factors.

Is Taking a Loan Right for Me?

Taking loans is never a bad idea when you are in urgent need of funds and have exhausted all alternatives. Cash loans, especially online loans, can save you from headaches if you cannot make ends meet. Please always keep in mind that the money borrowed should be used wisely and paid back on time.