£200 Loan

You can get a short-term loan right now at no extra cost, thanks to PaydayLoansUK. We can connect you with reliable lenders right away.

How Much Do You Need?


What Is the Cost of Borrowing £200?

You must have heard that nothing is free, even in Freetown. Sorry to disappoint you. We do not buy this idea. At PaydayLoansUK, we link you to lenders that give you short-term loans at zero cost. No origination fees; no hidden fees.

Get started with us and get funded with £200 in s few hours.

What Should You Know Before Applying for £200 Online?

How can PaydayLoansUK help me with finding a £200 loan?

When you fill out our application form, we connect you with lenders that best fit your situation. Once your loan is approved, the £200 will be paid into your bank account soon enough.

If I borrow £200, can I pay it back over a month?

Our lenders offer flexible repayment policies. You can pay back over a month, or even more, up to twelve months depending on your agreement with the lender. However, keep in mind that the longer it takes to repay, the higher the interest.

Can I get credited today if I apply for a £200 loan now?

Yes, you will. All you need to do is fill out our application form, and we will connect you with lenders that are willing to help you. You will receive the money anything as soon as an hour after approval.

How hard is it hard to be approved for a £200 loan?

With PaydayLoansUK, it is not hard to be approved for any loan amount, as long as your spending history and income equity show you can afford the loan.

Getting a loan is easy

Apply Now

What is the Pocedure for Applying for a £200 Loan?

Our application form is one of the easiest forms to fill out. It will only take a few minutes!

Fill out our form

Fill out our application form online. In the form, you will be required to enter the basics - name, contact information, date of birth, and social security number.

Get approved

On submitting the form, we connect you with a lender who’s interested in your profile. The lender runs a credit check on your profile, and assesses your ability to refund the loan by taking a look at your spending history, employment status, and income equity.

Get credited

You should be expecting a quote once you’re approved for the loan. Have a look at the lender’s conditions provided in the quote and sign the quote if these conditions suit you. Sit back, and relax. You can expect to get credited in an hour or two.

Want to Get a Loan?

3 months

Representative Example: Rates from 43.1% APR to 1333% APR. Minimum Loan Length is 1 month. Maximum Loan Length is 36 months. Representative Example: £1,200 borrowed for up to 75 days. Total amount repayable is: £1506. Interest charged is 0.34% per day, amounting to £306, annual interest rate of 124% (variable). Representative APR: 49.7% (variable).

What Can I Do With a £200 Loan?

Loans are usually taken to meet urgent financial needs. You can use a £200 loan for this kind of emergency. It could be for home fittings, paying off little medical bills, utility bills, vehicle repair, or debt consolidation.

They are not recommended for cravings like wardrobe shopping, eating out, or watching movies.

Why You Should Choose PaydayLoansUK to borrow money online?

We have helped a lot of people secure easy and quick loans. Below are the reasons why they chose us and why you should too.

Quick and easy access to funds.

At PaydayLoansUK, we link you to the best lenders. These lenders grant quick and easy access to loans. And what‘s more? Optimum customer experience. We guarantee you this.

Secure loans you can trust.

Our services are authorized and regulated by the Financial Conduct Authority, and we also carry out proper checks on our partner lenders. You can trust us with your loans.

Competitive rates and unambiguous terms

We match customers with only lenders that offer fair and competitive interest rates, flexible repayment options, and clear terms and conditions. We believe in coming clean with our customers so they know all they need to know about their loans.

How Does Payday Loans UK Compare?

compareWhy Use Us?
What is the maximum amount I can borrow?Up to £5000Instant approval
Will I be considered if I have bad credit?YesBad Credit Considered
Interest rates (variable)49.7%Zero paperwork
Loan repayment terms1-36 monthsFlexible repayment
Will I be credit checked?YesWill perform credit checks as for financial regulations
How do I apply?Apply onlineSimple application form
Get Started

FAQs (Frequently Asked Questions)

How easy is it to be approved for a £200 loan?

As long as you are over 18, a UK resident with a permanent address, employed with regular income, have a UK bank account with a debit card, not currently bankrupt and your wages are paid into your UK bank account, you can get approved for a £200 loan.

Is it possible to borrow £200 for more than a month?

Yes, you can. You can ask for a longer repayment period. However, make sure that your repayment period is not too long, because it will attract a higher interest rate.

Is it possible to acquire a loan without a credit check?

No, you can’t. A credit check is required by the FCA to be run on all prospective borrowers.

Can I do without a guarantor when I borrow £200 online?

Yes. You don't need a guarantor before your £200 loan can be granted online. Your eligibility depends on your current financial status and your lender’s specific eligibility criteria.

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Get £200 sent within as little as 60 minutes!

Whenever you think of a £200 instant loan, think PaydayLoansUK. Because we will be connecting with lenders that can loan you £200 as fast as 60 minutes after loan approval.

Get £200 sent within as little as 60 minutes!