6 Month Loans

Get a 6 month loan with bad credit by applying online for a quick solution out of your financial worries.

How Much Do You Need?


How Do I Know If A 6-Month Loan Is Right For Me?

If you want to know if a 6 month loan is the right option for you, you have to take into consideration that you’ll be making payments for the loan over a period of 6 months. A 6 month loan will have more flexible payment options than a 3 month loan. And you can choose the more suitable repayment terms according to your budget.

What Are The Advantages Of 6-Month Loans?

Getting a short-term loan will not only cover any unexpected occurrence that might require a sum of money, but it can also give you the chance to raise your credit score when you pay every payment on time according to the agreed terms of the loan. Your car could have broken down and you don’t currently have the amount needed to repair it, and so a 6 month loan is your solution. You will need to repay the loan over a period of 6 months, which gives you flexibility in the repayment options, and enough time to organize your finances.

How Does Payday Loans UK Compare?

compareWhy Use Us?
What is the maximum amount I can borrow?Up to £5000Instant approval
Will I be considered if I have bad credit?YesBad Credit Considered
Interest rates (variable)49.7%Zero paperwork
Loan repayment terms1-36 monthsFlexible repayment
Will I be credit checked?YesWill perform credit checks as for financial regulations
How do I apply?Apply onlineSimple application form
Get Started

Can I Take Out A 6 Month Loan With Bad Credit?

You might be wondering if you can take a 6 month loan with bad credit. You have to know that we connect you to lenders that do not judge according to your credit score. And even with a bad credit, you still have a chance to get an approval for a 6 month loan, as long as you’re able to make the payments on time. This will actually be a chance for you to raise your credit score as you timely pay back the loan.

Will I Get An Approval For A 6 Month Loan?

You’re eligible to apply for a 6 month loan if you’re at least an 18 year old UK resident with a steady income that is deposited in your bank account. At PaydayLoansUK, you can receive an offer depending on your current financial situation.

How To Get A 6-Month Loan Online?

The process of getting a 6 month loan involves a few quick and easy steps. First you fill out our form and different lenders will send you their offers. You can check the terms of every offer and choose the best one for your situation. After you get an approval, your funds will be deposited in your account as soon as possible.

Want to Get a Loan?

3 months

Representative Example: Rates from 43.1% APR to 1333% APR. Minimum Loan Length is 1 month. Maximum Loan Length is 36 months. Representative Example: £1,200 borrowed for up to 75 days. Total amount repayable is: £1506. Interest charged is 0.34% per day, amounting to £306, annual interest rate of 124% (variable). Representative APR: 49.7% (variable).

What Happens If I Can’t Repay The Loan On Time?

If you fail to make a payment on time, a penalty fee will have to be paid and its amount depends on the lender. It is advisable to contact your lender when you find yourself not being able to make a payment on time, and they will help sort out your problem.


Is It Safe To Put My Personal Information On Your Site?

The privacy and security of our clients are of the utmost importance to us. We comply with all privacy regulations and all information you submit on our site is encrypted.

How Much Can I Borrow With 6 Month Loans?

When you apply for a 6-month loan, you have the option to choose the amount you need and you can apply for a loan of up to 5000 pounds.

When Can I Expect To Receive The Funds?

After choosing the offer and getting approval on your 6-month loan, you will receive your funds in your bank account as soon as the next working day.

Is An Affordability Check Necessary To Get The Loan?

An affordability check is beneficial to you, as it will help with making the decision of getting approved for a loan and checking if you can afford paying it back.

How Long Do I Have To Pay Back A 6 Month Loan?

A 6-month loan will have a maximum period to be repaid within 6 months. But you can always make a payment before its time, and finish paying back the loan sooner.

sidebar 02

Get Your 6 Month Loan Now!

If you are faced with a financial emergency and need an amount of money, your solution is a few clicks away. Apply and get a 6 month loan online today.

Get Your 6 Month Loan Now!