How It Works

Payday Loans UK aims to help people in need with fast and straightforward online loan services, so you can no longer worry about all that hassle using our platform!

We simplify the process as much as possible to improve efficiency by using specially designed forms, and user-friendly file submission portals. You can get the money you need without too much waiting with just a few clicks! Here are the easy 3-steps to submit your application that will only take less than 10 minutes, and you can get instant responses from our network of lenders!

Step 1: Submit your application

You must be at least 18 years old with a valid UK resident address to submit your request through Payday Loans UK, as most lenders only accept requests from UK citizens or permanent residents. You will also have to provide some of your personal information such as your name, a valid piece of ID, and an active bank account to move forward.

Step 2: Instant response

Once we receive your information, we will forward it directly to our panel of lenders. Our partner lenders will assess your profile and provide you with a result at speed. In some cases, lenders may also contact you directly and acquire additional documents from you to further assess your financial situation, you will have to prove your repayment ability by providing your employment status and sources of income.

Step 3: Select an offer

If you are eligible, our lenders will provide you with various offers for you to choose from. Carefully review their agreements and pay more attention to their rates and terms. You should always take your repayment ability into consideration while making your decision.

Step 4: Get funded

After your confirmation with the lender you've chosen, they will start processing your funds immediately, and you may receive your funds in your bank account as quickly as a few hours.