Same Day Loans No Credit Check

Immediate need of cash? Have a bad credit score? Borrow up to £5,000 from our finest lenders at PaydayLoansUK.

How Much Do You Need?


Is It Possible to Get Same Day Loans With No Credit Check?

Yes, it can be possible but at your own risk. A lot of people get same day loans with no credit check as their creditworthiness isn’t up to the mark for any other loans to be approved, and this would be the best way for them to borrow money and get immediate cash for any financial needs or emergencies.

What you will have to look out for is that the FCA (Financial Conduct Authority) requires all lenders to be registered under them, and according to the terms, all lenders must do a thorough credit check before providing you with any funds. So, you’ll get the funds with either a hard or soft credit check. The latter will not affect your credit score.

Where Can I Find the Best Same Day Loans If I Have Bad Credit?

At PaydayLoansUK, we get you in contact with direct lenders who can get you the best same day loans even if you have a bad credit score, as they do not pay much heed to your credit score, nor do they use credit as a decision-making factor in approving your loans — they look more into your income, affordability, etc. If you need urgent cash and your creditworthiness isn’t good, same day loans for bad credit are the best choice for you to go for.

You can select your lender according to your situation, as we provide you with many lenders who specialise in same day poor credit loans and all of them that we fetch wouldn’t ask for a hard credit check.

How Does Payday Loans UK Compare?

compareWhy Use Us?
What is the maximum amount I can borrow?Up to £5000Instant approval
Will I be considered if I have bad credit?YesBad Credit Considered
Interest rates (variable)49.7%Zero paperwork
Loan repayment terms1-36 monthsFlexible repayment
Will I be credit checked?YesWill perform credit checks as for financial regulations
How do I apply?Apply onlineSimple application form
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How to Take Out Same Day Loans With No Hard Credit Check?

Obtaining a same day loan with no hard credit check is as simple as three steps:

Firstly, fill out an online application form with all your details accurately. Since it is online, you can access it anytime and anywhere. It would take you less than 5 minutes to complete filling out your application.

Secondly, after you submit your application, we will get you in contact with our best lenders as quickly as in minutes, according to your preference. Various lenders will provide you with various offers, which include loan terms, flexibility, rate of interest, etc., and choose your preferred offer.

Finally, when the lender approves your loan, the money will be put into your bank account as soon as possible, mostly the very next day.

Want to Get a Loan?

3 months

Representative Example: Rates from 43.1% APR to 1333% APR. Minimum Loan Length is 1 month. Maximum Loan Length is 36 months. Representative Example: £1,200 borrowed for up to 75 days. Total amount repayable is: £1506. Interest charged is 0.34% per day, amounting to £306, annual interest rate of 124% (variable). Representative APR: 49.7% (variable).

What Are the Criteria to Apply for the Loans?

While filling out your application, various lenders will need different details to process the application, but there are common details that you need to provide with any lender, like your name, contact information (phone number, email), proof of UK citizenship, current salary details, social security number and history of your employment.

Can I Get the Loan on the Same Day That I Apply?

Yes, you can. Most of the time, you get your loan on the same day as you applied for it. The lender will deposit your funds into the bank the account information you provided them with as quickly as it’s approved, and the money should reach your account within 24 hours after your loan was approved. Many lenders can also do a wire transfer where the cash will reach you in minutes.

Getting a loan is easy

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How Much Can I Borrow?

At PaydayLoansUK, you borrow a small amount to a large amount from our certified lenders even with no hard credit check or with a bad credit score. Starting from £50 and up to £5,000, you can borrow any amount with no upfront fees, and your loan will most probably be approved in the same way.

How Can I Improve My Credit Score?

Creditworthiness is extremely important for anyone. Even if you have bad credit, you can always improve your credit score by:

Be swift with loan repayment: The easiest method to improve credit worth would be by paying back your loans on time with no delay. Even a day delay can cost you late fees and stoop down your credit score. On the other hand, if you do pay your debt on time, it will for sure increase your credit score. A good credit score means a better chance of getting approved for loans.

Keep your credit documentation error-free: Your credit score is determined by your credit reference file. So, always double-check your credit file for errors, misspellings, any outdated address details, false reports, or unfamiliar accounts because false details greatly affect your credit score. So, it is always advised to look out for your credit report and correct all the mistakes and errors consistently to maintain a good credit score.

Stay well within the credit limit: Learn to balance your credit limit, do not ever overuse your credit card that it hits the spot where nothing is left for you to spend. So, make sure to balance your cash and spend a reasonable amount; not overusing your credit limit can effectively improve your credit score.

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Get Same Day Loans With No Hard Credit Check Now!

Explore various loan options right from small to large loans with no hard credit check from the top lenders in the UK from us today!

Get Same Day Loans With No Hard Credit Check Now!