Loans for 18 Year Olds

If you are 18 years old, apply online for your first-time loan and get instant offers from lenders across the UK.

How Much Do You Need?


Can I Get A Loan At 18?

In the UK you can apply for a loan when you are 18, and as your broker, we’re able to connect you with many lenders that will accept giving you a loan at 18. You only have to make sure that you prove to the lender that you are able to repay the loan.

Can I Apply for A Loan With No Or Low Credit Score?

Even if you have no credit score or if you’ve missed a few payments in the past and ended up with a low score, you can still apply for a loan. It is definitely better to take out a loan with no credit than with a low score. You might receive more limited options with higher interest rates, but loans can be accessible to you at PaydayLoansUK and you are able to increase your score if you pay on time.

How Does Payday Loans UK Compare?

compareWhy Use Us?
What is the maximum amount I can borrow?Up to £5000Instant approval
Will I be considered if I have bad credit?YesBad Credit Considered
Interest rates (variable)49.7%Zero paperwork
Loan repayment terms1-36 monthsFlexible repayment
Will I be credit checked?YesWill perform credit checks as for financial regulations
How do I apply?Apply onlineSimple application form
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What Kinds Of Loans Can An 18-Year-Old Person Get?

Getting a first-time loan at 18 can be very exciting and you will have many options to pick from. There are different kinds of loans available. If you want to buy your first car, getting a loan with flexible payment options is the perfect choice for you. If you are prepared to apply to university, getting a loan at 18 will help you pay for tuition fees and have some extra cash to cover your living expenses. Or maybe you just need some money now for some personal reasons for 18-year-olds. For whatever reason, we got you covered.

How To Apply For First Time Loans At 18?

Our process is very simple and it takes less than 60 minutes to complete. You first have to fill out a form about your personal and financial information, and as your brokers, we will send them to more than 150 lenders for review. In a matter of minutes, you will receive offers from lenders. After checking the payment terms and interest rates, you accept the offer that best suits your needs, and waits for the lender’s approval. Once everything is finalized, you will receive the agreed-upon loan amount right into your bank account in no more than 24 hours.

Want to Get a Loan?

3 months

Representative Example: Rates from 43.1% APR to 1333% APR. Minimum Loan Length is 1 month. Maximum Loan Length is 36 months. Representative Example: £1,200 borrowed for up to 75 days. Total amount repayable is: £1506. Interest charged is 0.34% per day, amounting to £306, annual interest rate of 124% (variable). Representative APR: 49.7% (variable).

Apart From Getting The Loans, What Else Can I Do To Borrow Money?

There are many alternatives to acquiring money. Work on your budget and save some money. If it’s an emergency, you can ask a friend or a family member to lend you money. You can also have a credit card which can boost your credit score.


Do I Need A Guarantor To Take Out Loans At 18?

You don’t need a guarantor to apply for a first-time loan, but having one will increase your chances of approval, as they can repay the loan when you can’t.

Where Can I Get A Loan At 18 Quickly?

If you need a loan today, fill out the form at PaydayLoansUK and get instant offers from UK direct lenders. You can receive the money within the same day.

Will The Loan Have Bad Effect On Me?

If you can’t make your payments on time, your credit score will get lower, but it can also be a chance to raise your score if you pay on time.

How To Get Instantly Approved For A Loan At 18?

The quickest way to get a loan is to apply online. You will receive instant offers from different lenders and have the chance to get approval at any time.

What Can I Use The Loans For?

The funds you receive from the loan for 18-year-olds can be used in any way you see fit. There are no limits to where you spend your money.

How Can A Young Adult Improve His Credit Rating?

Getting a first-time loan and making sure that you are able to repay the loan on time and in the full amount is a good way to improve your credit rating.

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Are You 18? Get A Loan Now!

If you need a loan today look no further. You don’t have to worry about your finance issues, apply online today and receive offers from the best UK lenders.

Are You 18? Get A Loan Now!