Short Term Loans With No Credit Check

Apply with us, we will find direct lenders that will give the offers that suit you and help you get cash immediately.

How Much Do You Need?


Can I Get Loans Without A Credit Check?

We link you up with a wide range of direct lenders who will send you offers. These lenders are required by the Financial Conduct Authority (FCA) to perform a compulsory credit check on all borrowers. Hence, it is impossible to get a loan, legally, without undergoing a credit check by the lenders.

Is It Safe To Get Short-Term Loans With No Credit Check?

You should be careful of lenders who offer you loans without credit checks, as they are operating illegally, which endangers you.

It is unsafe to get a short-term loan without a credit check, as the only lenders who can offer such are those who are unlicensed and unregulated by the FCA, hence, their operation is unlawful.

What Is The Difference Between A Hard And A Soft Credit Check?

When lenders perform a hard check, they practically evaluate everything in your credit file. Additionally, hard checks have longer impressions up to a year or more and create a very serious impression on your credit report. While soft credit checks just involve checking your basic information. The most important thing to note is that hard credit checks can negatively affect credit history while soft checks won't.

How To Find The Best Short-Term Loan Direct Lenders?

We have worked with a wide network of lenders and have built a reputation over the years. So at PaydayLoansUK, you can swiftly find short-term loan direct lenders.

You can easily leverage our service to get quick access to short-term direct lenders instead of searching for them independently. We give you faster access without charging a fee.

How Does Payday Loans UK Compare?

compareWhy Use Us?
What is the maximum amount I can borrow?Up to £5000Instant approval
Will I be considered if I have bad credit?YesBad Credit Considered
Interest rates (variable)49.7%Zero paperwork
Loan repayment terms1-36 monthsFlexible repayment
Will I be credit checked?YesWill perform credit checks as for financial regulations
How do I apply?Apply onlineSimple application form
Get Started

How To Apply For The Loans Online?

You can get the short-term loan online by following these processes:

Complete Form

Fill out an online form here. Some simple personal and financial information will be required. This will help you find the best lender who can satisfy your needs.

Gain Approval

After filling out the form, lenders will give you their short-term loan offers. Usually include the loan amount, duration of repayment, and other terms and conditions. You will immediately get approved for the loan once you have accepted one offer.

Receive Your Money

After the approval of your short-term loan, your fund will be directly into the bank account in as little as 24 hours.

Want to Get a Loan?

3 months

Representative Example: Rates from 43.1% APR to 1333% APR. Minimum Loan Length is 1 month. Maximum Loan Length is 36 months. Representative Example: £1,200 borrowed for up to 75 days. Total amount repayable is: £1506. Interest charged is 0.34% per day, amounting to £306, annual interest rate of 124% (variable). Representative APR: 49.7% (variable).

Frequently Asked Questions

What Exactly Is A Credit History?

Credit history is the accumulation of the financial information obtained by lenders during a credit check.

Is It Quick To Receive The Loans?

Usually, you will get approved for the short-term loan as soon as possible. Your bank account will get funded straight away.

Will A Credit Check Affect My Credit Score?

At PaydayLoansUK, our lenders require a credit check, but they always do a soft credit check instead of a hard credit check, which will not affect your credit history at all.

Is It Legal To Take Out A Loan Without A Credit Check?

It is illegal to take out a loan without a credit check. And it is terribly risky when you deal with lenders who are unlicensed by the FCA.

What Are The Loans Always Used For?

Short-term loans are used to cater for your urgent needs. These needs vary per time, and there's no strict adherence to specific needs you can use your short-term loan for.

What Makes Some People Prefer No-Credit-Check Loans?

People who mostly prefer no-credit-check loans have a poor credit history. Hence, they think they will miss out on getting a short-term loan if lenders check their credit history. However, licensed lenders give you an offer after running a soft check.

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Apply now, and address your emergency needs within the shortest time possible.

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